Deskripsi Pekerjaan
BNI Life Insurance is seeking an ambitious and results-driven Bancassurance Specialist to join our sales distribution network in Batam, Kepulauan Riau. In this high-impact position, you will serve as the primary liaison between BNI Life and partner bank branches, offering bespoke life insurance, investment, and financial planning solutions to retail and priority banking clients.
As a Bancassurance Specialist, you will leverage existing branch footfall, build strategic relationships with bank sales staff, and identify client protection needs. You will manage the entire sales cycle—from preliminary financial health checks to policy issuance and after-sales service. We offer competitive base compensation, an uncapped performance incentive framework, structured professional development pathways, and access to a tier-one banking customer portfolio.
Candidates with proven aptitude in financial advisory, consultative sales, and client relationship management are strongly encouraged to apply. Take your career in the financial services sector to the next level with one of Indonesia's foremost insurance institutions.
Tanggung Jawab
- Cultivate and maintain collaborative relationships with bank branch staff to generate qualified customer referrals.
- Conduct thorough financial needs analyses to recommend suitable life, health, and investment-linked insurance products.
- Achieve and exceed monthly and quarterly sales volume and premium collection targets.
- Deliver compliant, transparent presentations outlining policy benefits, terms, and exclusions to prospective clients.
- Coordinate underwriting submissions and follow up on pending documentation to ensure smooth policy issuance.
- Deliver post-sale customer support, including claim handling guidance and policy renewal monitoring.
- Maintain full adherence to OJK regulations, AAJI market conduct standards, and internal risk policies.
Kualifikasi
- Minimum Bachelor's degree (S1) or Diploma (D3) in any field from an accredited institution.
- Minimum 1-2 years of proven sales experience in bancassurance, life insurance, or financial services.
- Active AAJI (Asosiasi Asuransi Jiwa Indonesia) certification is required; AASI is an advantage.
- Deep understanding of life insurance products, unit trusts, and basic financial planning concepts.
- Strong interpersonal, presentation, negotiation, and closing skills.
- Self-motivated, target-oriented, and capable of working productively inside a branch banking environment.
- Domiciled in or willing to be assigned to Batam, Kepulauan Riau.